Initial OSS scaffold from Songs2VID (pre-strip)

app/refund/page.tsx

@@ -0,0 +1,119 @@
+import type { Metadata } from "next";
+import Link from "next/link";
+import { LegalPageLayout } from "@/components/LegalPageLayout";
+import { LEGAL_OPERATOR } from "@/lib/legal/constants";
+
+export const metadata: Metadata = {
+  title: "Refund Policy",
+  description: "Refund and cancellation policy for Songs2VID paid plans.",
+  alternates: { canonical: "https://songs2vid.com/refund" },
+};
+
+export default function RefundPage() {
+  return (
+    <LegalPageLayout
+      title="Refund Policy"
+      description="Our policy on refunds, cancellations, and billing for paid plans."
+    >
+      <h2>1. Overview</h2>
+      <p>
+        This Refund Policy explains how refunds and cancellations work for paid Songs2VID plans and
+        credit purchases. The free monthly Bedroom Producer allocation does not involve payment and
+        is not subject to refunds; optional Free-plan extra credit purchases are covered in section
+        2.
+      </p>
+
+      <h2>2. Free plan and extra credits</h2>
+      <p>
+        The Bedroom Producer (Free) monthly allocation is provided at no charge. Free users may
+        optionally purchase extra video credits (currently €0.25 each, 1–15 per checkout, Free extras
+        balance capped at 15). Once extra credits are granted to your account, those one-time
+        purchases are <strong>generally non-refundable</strong>, except where mandatory consumer law
+        requires otherwise. Credits trimmed under the account accumulation cap (see our{" "}
+        <Link href="/terms">Terms of Service</Link>) are not refundable.
+      </p>
+
+      <h2>3. Pro subscriptions</h2>
+      <h3>3.1 Billing cycle</h3>
+      <p>
+        Pro plans are billed on a recurring monthly basis unless otherwise stated at checkout.
+        Your subscription renews automatically until cancelled.
+      </p>
+
+      <h3>3.2 14-day refund window</h3>
+      <p>
+        If you are a new Pro subscriber, you may request a full refund within <strong>14 days</strong> of
+        your initial purchase, provided you have not substantially consumed paid entitlements
+        (for example, a large portion of your monthly video quota or premium-only features).
+      </p>
+
+      <h3>3.3 After the refund window</h3>
+      <p>
+        After 14 days, subscription fees are generally non-refundable for the current billing
+        period. You may cancel at any time to prevent future renewals. Access typically continues
+        until the end of the paid period.
+      </p>
+
+      <h3>3.4 Cancellation</h3>
+      <p>
+        You can cancel your subscription through your account billing settings (choose{" "}
+        <strong>cancel immediately</strong> or <strong>at the end of the billing period</strong>) or
+        via the Stripe customer portal / by contacting{" "}
+        <a href={`mailto:${LEGAL_OPERATOR.email}`}>{LEGAL_OPERATOR.email}</a>. Cancelling at period
+        end keeps Pro access until the paid period finishes and stops future renewals. Cancelling
+        immediately ends Pro access and moves you to the Free plan right away (including loss of Pro
+        API access). Cancellation does not automatically delete your account; use{" "}
+        <strong>Dashboard → Settings</strong> or contact us if you want permanent account deletion.
+      </p>
+
+      <h2>4. Enterprise and custom agreements</h2>
+      <p>
+        Enterprise, managed cloud, and paid self-hosted setup fees are governed by the individual
+        quote or contract signed with us. Refund terms for those services are specified in your
+        agreement. Contact{" "}
+        <a href={`mailto:${LEGAL_OPERATOR.salesEmail}`}>{LEGAL_OPERATOR.salesEmail}</a> for
+        contract-related billing questions.
+      </p>
+
+      <h2>5. Non-refundable situations</h2>
+      <p>Refunds are generally not provided when:</p>
+      <ul>
+        <li>The refund request is made outside the applicable refund window</li>
+        <li>The account was terminated for violation of our <Link href="/terms">Terms of Service</Link></li>
+        <li>The issue is caused by third-party services outside our control (e.g. YouTube API outages, Google account restrictions)</li>
+        <li>You simply changed your mind after substantial use of paid quota or features</li>
+        <li>Purchased Free-plan extra credits have already been granted to your account</li>
+        <li>Credits expired or were trimmed under the 30-credit accumulation cap</li>
+        <li>One-time setup or license fees after delivery of agreed setup work, unless required by law or contract</li>
+      </ul>
+
+      <h2>6. Chargebacks</h2>
+      <p>
+        If you believe a charge is incorrect, please contact us before initiating a chargeback so
+        we can resolve the issue promptly. Unjustified chargebacks may result in account suspension.
+      </p>
+
+      <h2>7. How to request a refund</h2>
+      <p>Email us at <a href={`mailto:${LEGAL_OPERATOR.email}`}>{LEGAL_OPERATOR.email}</a> with:</p>
+      <ul>
+        <li>Your account email address</li>
+        <li>Date of purchase and invoice or transaction reference if available</li>
+        <li>Reason for the refund request</li>
+      </ul>
+      <p>We aim to respond within 5 business days. Approved refunds are issued to the original payment method where possible.</p>
+
+      <h2>8. Consumer rights</h2>
+      <p>
+        Nothing in this policy limits mandatory statutory rights you may have as a consumer under
+        applicable law, including withdrawal rights where required by EU or local consumer
+        protection regulations.
+      </p>
+
+      <h2>9. Changes</h2>
+      <p>
+        We may update this Refund Policy from time to time. The version published on this page
+        applies to purchases made after the effective date shown at the top.
+      </p>
+    </LegalPageLayout>
+  );
+}